I’ve always been a very driven, goal-oriented person. When I set my mind on something, nothing else mattered. So when I was in high school and declared that I would be a millionaire by 30 no one batted an eye at it. After all, I had accomplished many other long term goals in the past so why should this one be any different?
Yet, here I am three years away from 30 and I’m still swimming in student loan debt, making a modest salary, and figuring out the difference between want and need as I declutter my tiny apartment. In other words, I’m not even close to being a millionaire. Hell, I’m still trying to figure out how to scrape together money to get my friend’s wedding North Carolina this year and my cousin’s wedding in Trinidad next year.
I must admit that I have made some great financial progress over the years. My debt has significantly decreased, I most definitely ended 2015 richer than I started and my savings account is continuously growing. However, that still didn’t add up to my becoming a millionaire by 30.