This post may contain affiliate links to some TERRIfic sites you should check out. Learn more about it here.
Repeat after me : I’m not only working harder, but I’m working smarter. I know what I need will present itself when the time is right.
We’ve all read the debt payoff and road to riches stories. They normally sound something like this:
“50 Things You Should Stop Buying Now to Save More”
“7 Reasons Why I Don’t Buy Things I Don’t Need”
“I Stopped Buying and Saved a lot of Money”
“How to Succeed at a No Spend Challenge and Pay off Debt”
“No Spend Challenge: The Fastest Way To Conquer Debt”
The list goes on and on. I’ve even written posts along these lines. If you’ve never heard of a no spend challenge the premise is fairly simple. The rules of these no spend challenges usually involve limiting purchases to only needs such as food, gas, bills and personal hygiene in the hopes that all the money you are not spending will be applied to major debt payoff.. Nothing more. Sounds great on the surface right? Admittedly, though I’m now realizing that it’s mostly bad advice…