31 Days of Giving When You Have Nothing to Give

With Diwali now in our rear view and Thanksgiving right around the corner, it’s officially the holiday season. Of course, judging by the commercials you’d think it is the season of shopping, decorating, and complaining about Starbucks cups. But in case, you weren’t sure its the season of giving.

Unfortunately, that seems to be a source of stress for some – including me from time to time. I get it. The holiday season is tough. It’s hard to be successful during the season of giving when you have nothing to give. You’ve got bills to pay, three jobs, a gaggle of errands to run and a serious lack of funds. After working yourself to the bone, you have nothing left for yourself yet alone something to give. But it doesn’t have to be difficult.

Giving doesn’t have to involve spending money or physical exerting yourself beyond your capabilities. All it takes is some creativity, a good heart and the desire to want to give. But since some have difficulty putting their creative thinking to use, I’m gonna do it for you. Starting next Thursday – Thanksgiving- I’ll be posting a new way to give when you have nothing to spare for 31 days straight on the blog. I want every one to recognize that regardless of job, social status, financial state, prior commitments or religion, we are all capable of giving.

Stay tuned starting November 26 for 31 days of giving when you have nothing to give.

How to Start a Blog For Less Than $5/mo People Will Actually Read


No, a quality blog doesn't need to cost a fortune! Learn how to create a logo, design and domain for all less than pocket change!

No, a quality blog doesn’t need to cost a fortune! Learn how to create a logo, design and domain for all less than pocket change!

I strongly believe that everyone has a story to share with the world. Whether it’s a story of joy, a story of triumph, a a story of talent we’ve all got one worthy of blessing an audience with. Of course, the problem is choosing a platform to share your story when you have limited funds. Television would be nice, but who’s got the money for equipment, production crews and ad time on your favorite network. And then there’s radio, but again you’d have to worry about the cost of ad space, editing equipment, etc.

These days, the easiest and most cost effective way to share your story is via a blog. It’s easily accessible, easy to set up and inexpensive. No, it’s not free. But it’s something you can easily cover by cutting out your Starbucks run for one day. That’s right for $5 per month you can have your space on the internet to call your own without sacrificing quality. Just follow these easy steps.  Continue reading

20 Simple Things To Do Now That Will Make You Proud of Yourself In a Year


Today you have the power to change your health, finances and the environment and still be proud in a year!

Today you have the power to change your health, finances and the environment and still be proud in a year!


While many people are awaiting the coming of the holiday season, others are excitedly wrapping the end of their new year resolution challenges. The rest of you might be cringing as you realize that yet another year has come to a close and you still haven’t come close to accomplishing your goal. You are not alone. If you are one of the people in the latter thought camp, you’ve actually more company than you think. In fact,  only eight percent of people accomplish their resolutions according to Forbes magazine.

If you’re part of the 92 percent that didn’t accomplish the goal you set early this year you might just be wondering what you can do to turn things around for the following year. Of course, there’s probably one part of you that just wants to avoid the potential of disappointment completely by ditching the whole resolution idea. You can calm down because making yourself proud isn’t as difficult as you may think. There are several things you can do now that will make you feel proud and accomplished next year. The best part is most of them don’t cost much money, require little commitment and benefit yourself and those around you.

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Failing at Life? Here’s a Quick Way to Become a Success




A few months ago, I took a huge gamble. It was gamble that would have changed my life if it worked. It was a business gamble that required a whole lot of money – a whole lot of money I technically didn’t have and probably shouldn’t have been spending. But I figured since this gamble was for my career and could change my life in ways I never knew possible, it was worth it.

Boy was I wrong. That gamble changed my life alright, but it changed my life so I could end up in the poor house. Thats right. Rather than this career gamble making money like I thought it would, it ended up draining my account to the point that I didn’t know how I was gonna pay rent  that month. Suddenly, I wasn’t living life terrifically. I was scrambling to do anything I could to keep a roof over my head. It was a horrible a time my husband and I dealt with. We hustled like you wouldn’t believe. Both of us took on any odd job we could find, resorted to eating only peanut butter and jelly sandwiches and completely drained our savings account just so we could avoid eviction. When we finally raised enough money to pay off the rent, we got handed a late fee, but we paid it off nonetheless. Continue reading

What Everyone Ought to Know About Never Having a Best Friend



Never having a best friend. It’s not something you’d normally think you would need a survival guide for but thanks to television, movies and social media it’s needed now more than ever.  It’s not that you can’t survive life without ever having best friends – just some times are harder than others. Like when you get sucked into watching the Sex & The City Movie and realize that you’ve never come close to having such good friends, yet alone those willing to drop everything and go on vacation with you to keep you from depression.

Or the times you get addicted to Pinterest and are forced to stare at beautiful pin worthy quotes about best friends that you can’t relate to.

Like the days you watch your favorite throwback sitcoms and realize that you’ve never had lifelong friends like Laura and Maxine on Family Matters or Cory and Sean on Boy Meets World.

What about the times you log onto Facebook and are bombarded with photos of people you grew up with showing off their fabulous weekend spent with their best friends for life then realizing you’ve never been a part of something like that. Continue reading

Newsflash: You Don’t Need to be Superwoman

Image courtesy of Joroen van Oostrom at FreeDigitalPhotos.net

Image courtesy of Joroen van Oostrom at FreeDigitalPhotos.net

Last week one of my biggest fears came true. I realized that I am not superwoman. Why? Because I got absolutely nothing accomplished in the span of a week.  I didn’t write a blog post. I didn’t mop the floors. I didn’t choreograph for Zumba. I didn’t work on my Zazzle store. I didn’t earn cash back from receipts on Ibotta.  I didn’t interview any sources. And I didn’t run the dishwasher. I didn’t even touch my computer once last week.

I did absolutely nothing. It wasn’t by choice though. It was because I got sick, which was strange because I hardly ever get sick. But on this particular week I got hit hard… with  a 103 degree fever. No sneezing. No coughing. And no runny nose. Just a high fever which rendered me motionless. I was fatigued and so weak that I couldn’t even get out of the shower on my own. So instead of mustering up energy to do anything, I remained practically lifeless in the bed all week as a sick puppy and did nothing. Continue reading

4 Easy Steps to Loving Mondays



It’s Sunday night, but by the time this post is published it will be Monday morning. One of my favorite days of the week. While I’m anxiously awaiting the arrival of Monday I know most people are not-so-secretly dreading it. I predict that once this is posted, there will already be about two dozen, “I hate Monday” posts on Facebook. Now, I admit I wasn’t always a Monday lover. I used to loathe just like everyone else. In fact, there was a point in time when I disliked Monday so much that I decided to deny it’s existence by never acknowledging the day of the way arrived. However, I realized that once that my despise of Monday was a result of my own doing, I made a conscience effort to make a change and turn my thought process around. Below are four easy steps, I followed that changed me from a Monday hater to a Monday lover.  Continue reading

The One Obsession That’s Killing Our Bright Future



We are a society obsessed. And it’s hurting us more than we know. This obsession affects our daily routines. It rules the way we socialize. It infiltrates our thought process. And it is always readily available at a moments notice. It’s bringing us down and harming our potential. In fact, this obsession is so strong that we don’t even notice it.

Believe it or not, I’m not referring to our addiction to social media. This obsession is much bigger than that. And it seems to have taken over everyone regardless of education level, social status, age, or location. It’s a big problem. In fact, that IS the obsession. Talking about our problems.

It’s an obsession thats so seemingly innocent that it actually causes the most damage and we always end up blindsided by it – if we notice the damage at all. Continue reading

Labor of Love on Labor Day

BreaktimeIt came in a flash, but it’s here – September 7th 2015 also known as Labor Day.  I’d be a hypocrite if I told you to do as the holiday implies and go to the beach, host a bbq or head to the carnival instead of work. Though, I’ve written this post in advance of this eagerly awaited holiday, I’m most likely working on something. It’s possible I’m working on an ebook, choreographing some songs for Zumba, drafting blog posts, or filling in some surveys. Whatever it is, I’m certainly not frolicking at the beach.

That’s just the reality of life. Bills don’t stop coming in because of the holiday. Deadlines don’t go away because of the holiday. And the desire to bring in the bacon doesn’t disappear.  So we work even on a day such as a labor day, which is meant for use to take a break.

While that tidbit may be disappointing to many, I’m ok with it. Why? Because although, I am working today I’ve decided to only work on the things  that I love or will eventually bring me love. That means, I’m avoiding the accounting, budgeting, follow up calls, filing and all the other unnecessary evils that come with being a self-employed individual.

The way I see it, we have enough to bring us stress and headaches. Why waste any more time than I have to working on things that don’t exactly make me smile… especially on a day I shouldn’t even be working according to holiday standards. If I’m gonna work today it will only be on the things that make me smile. And eventually, it will make others smile as well. Rather than do nothing, I’ve decided to do something my future self will thank me for. Luckily, that involves doing something I love while bringing love to others.

It took me a while, but I’v learned that when you do something you love, others benefit just as much as you do. Your labor of love will bring you freedom, balance and another reason to smile. It will be that same happiness and freedom that your labor of love brought that will make you more available to your family, more delightful to be around and more likely to give back to others. It’s a win-win situation.

So on this Labor Day, whether or not you have work make sure whatever you do is done out of love.

TERRIfic Quip: Don’t pick a job based on it’s vacation time. Choose a job from which you don’t need vacation.


5 easy ways to make money without even trying


When I was about 16 or 17 years old, my parents got me a book for my birthday. For most teenagers, this may have been the worst gift possible, but I loved it because reading was my therapy (in addition to dance and writing). When I realized the book they got me was Robert Kiyosaki’s best-selling book, “Rich Dad, Poor Dad,” I couldn’t be happier.

Yes, that sounds strange. But it makes sense once you realize I was one of those nerdy kids who loved reading financial help books. (It’s probably what made me so frugal and enterprising today) Within that book was a lesson that became the icing on top of the cake of a birthday gift. Don’t work for the money. Make the money work for you. It’s a mantra that I kept in the back of my mind for a while when thinking about jobs. While that life lesson resonated with me, this next one was embedded in my heart. The key to being financially rich, is doing something once and continuously getting paid for it.

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